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Question # 41

What does “self-insured retention” mean?

Options:

A.

No insurance

B.

Organization pays losses up to a limit before insurance applies

C.

Government pays claims

D.

Patients pay claims

Question # 42

A hospital wants to reduce sepsis mortality. What is best?

Options:

A.

Delay antibiotics

B.

Implement sepsis bundle with early antibiotics

C.

Reduce screening

D.

Ignore vitals

Question # 43

What does “frequency of loss” refer to?

Options:

A.

Cost per claim

B.

Number of claims over time

C.

Insurance premium

D.

Hospital size

Question # 44

What is required during regulatory non-compliance findings?

Options:

A.

Ignore findings

B.

Implement corrective action plan

C.

Hide documentation

D.

Delay response

Question # 45

What is the purpose of reinsurance?

Options:

A.

Direct patient care

B.

Spread insurer risk to another insurer

C.

Replace claims

D.

Eliminate premiums

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CPHRM Overview

Name Certified Professional in Healthcare Risk Management
Code CPHRM
Vendor Medical Professional
Certification American Hospital Association (AHA) Certification Center

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