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Accepting under-the-table payments violates agency policy and may constitute fraud. The social worker should decline politely, clarify billing rules, and maintain transparent practices. Option A and C compromise ethics. Option D avoids accountability. Ethical billing ensures compliance and protects both client and professional.

Sharing personal numbers blurs professional boundaries and compromises privacy. The social worker should decline respectfully, clarify professional limits, and provide agency emergency resources (crisis line, after-hours contact). Option A and C compromise boundaries. Option D avoids responsibility. Clear communication protects both the worker and client while ensuring access to support.

Refugee clients may experience PTSD, depression, or adjustment issues. Assessment should include trauma history, cultural context, acculturation stress, safety concerns, and symptom severity. Screen for suicidality and functional impairment. Explore protective factors such as community and faith supports. Option B is premature. Option C and D neglect trauma-informed care. Comprehensive, culturally sensitive assessment informs effective, respectful intervention.

For PTSD, trauma-focused therapy (e.g., CPT, EMDR, PE) helps reprocess traumatic memories. Gradual, supported exposure reduces avoidance and builds coping skills. Social engagement should begin in safe, manageable steps. Option A reinforces avoidance. Option C ignores the disorder. Option D risks retraumatization. Combining trauma-focused therapy with exposure and support enhances recovery and reintegration.

Alcohol may temporarily reduce anxiety but contributes to dependence, poor sleep quality, and long-term health risks. The social worker should assess substance use patterns, discuss risks, and introduce safer alternatives such as CBT for insomnia, relaxation training, or mindfulness. Explore stress triggers and coping strategies. With consent, coordinate with medical providers for integrated care. Option A neglects critical risks. Option C promotes harmful behavior. Option D may help but ignores psychosocial interventions. A combined approach addresses root causes while reducing harm.